Last updated: 24 August 2026
This policy covers cancellations and refunds for support given to The Microcap Minute and The Microcap Minute Global, for the legacy Smart Investor Tracker email alerts, and for the paid AI course (sold on Udemy and directly on ai.themicrocapminute.in; see the sections below).
Contact: hello@themicrocapminute.in
Every edition is free for every reader. There is no paywall and no subscription, so there is nothing to cancel. Every issue carries a one-click unsubscribe link that works immediately.
On Udemy, Udemy is the merchant of record: it takes the payment, holds the account, and issues refunds under its own 30-day refund policy. We never see or hold your money for Udemy purchases, so we cannot cancel or refund them directly. Start with Udemy support for anything billing-related; if a refund case stalls, write to us and we will help you make it.
When you buy the course directly on ai.themicrocapminute.in, The Microcap Minute (Ayush Agrawal) is the merchant of record. The payment is processed by Zoho Checkout (cards, net banking and UPI), and we receive the money minus their processing fees.
Refund requests: write to hello@themicrocapminute.in with the email you used at checkout.
Everything else we publish stays free, and the free products below are unaffected.
If the work has been worth something to you, you can buy a coffee at buymeacoffee.com/imicrocap — once, or whenever you like. It is a one-time gesture, not a subscription, and it does not unlock any additional content.
Within 7 days of a coffee payment, we refund in full on request. No reason needed. After 7 days, tell us what happened; we handle refunds case by case and lean toward granting them. Refunds are issued through Buy Me a Coffee to the original payment method.
Tracker email alerts are closed to new subscribers as of 20 August 2026. Existing subscribers keep receiving them for the full 365 days covered by it.
They were sold once, not on a renewal, through Zoho’s payment services (Zoho Checkout and Zoho Payments). When your year ends the alerts simply stop. For these legacy payments:
Alert refunds are issued through Zoho Payments to the original payment method, typically 5 to 10 working days depending on your bank.
Email hello@themicrocapminute.in and tell us what the payment was for — a coffee, or a Tracker alert — and the email address used.
We reply within three working days. Approved refunds are issued to the original payment method, through the same rail the payment came in on: Buy Me a Coffee for coffee payments and Zoho for legacy Tracker alert payments. How quickly the money appears is down to your bank or card issuer, typically 5 to 10 working days. We cannot speed that part up.
We do not refund on the basis that the newsletter’s content did not perform as you hoped.
This publication is impersonal commentary. It carries no recommendations, no ratings, no price targets and no forecasts, and it does not predict future returns. Investment outcomes are not something we sell, so they are not something we can refund. This is set out in our Terms of Service and in the disclaimer of every issue.
If you are dissatisfied with the quality, usefulness, or frequency of the writing itself, that is a different matter. Tell us and we will look at it.
If something has gone wrong, please email us before raising a chargeback with your bank. We can almost always resolve it faster.
If a refund decision seems wrong, reply and ask for it to be reviewed. The publisher reads these personally.